Matrix Realty Inc.Licensed Brokerage · GTA
No matter your situation — new build buyer, deal hunter, or renter ready to own — Matrix Realty has a path into the market for you. Free consultation, no pressure.
Buyers — when buying new built homes you get amazing discounts and pricing through the new HST rebate program. Save up to $80,000–$130,000 on eligible new construction.
Get access to bank foreclosure properties priced well below market value — across all of the GTA. These deals move fast and most buyers never even know they exist.
If you are working and have $50,000 to $100,000 down payment ready, then we can get you into your first home. Stop paying rent — start building equity today.
Matrix Realty serves every type of buyer across the GTA — pick your situation below.
Take advantage of the new HST rebate program when buying new built homes! Amazing discounts and pricing you won't find in the resale market. Save up to $80,000–$130,000 on eligible new construction.
Get access to bank foreclosure properties priced well below market value — across all of the GTA. These deals move fast and most buyers never even know they exist.
If you are working and have $50,000 to $100,000 saved, we can get you into your first home. Stop paying someone else's mortgage and start building your own wealth today.
Most buyers don't claim everything they're owed. We combine every program to maximize your savings — free of charge.
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A Matrix Realty agent will contact you within 24 hours with properties matching your criteria.
$40K/person — $80K per couple. Tax-deductible contributions + tax-free withdrawals. No repayment ever. The most powerful first-time buyer tool in Canada.
Withdraw up to $60K/person ($120K couple) from your RRSP, completely tax-free. Repay over 15 years, interest-free. Great if you already have RRSP savings.
Up to $1,500 cash back on your tax return. Helps cover legal and closing costs. Claimed simply when you file your taxes — no extra steps.
Up to $4,000 back on Ontario land transfer tax. Buying in Toronto? Add another $4,000 municipal rebate — up to $8,000 total back at closing.
Buying a new build? Recover up to $50,000 on federal HST paid. Applies to homes under $1M. Rental investors may also qualify.
Combined federal + Ontario rebate on new construction. 2026 rules expanded eligibility. The single largest benefit available to Ontario new home buyers.
Total potential savings for an Ontario first-time buyer.
FHSA savings + Land transfer rebate + Tax credit + HST/GST rebates (new homes only).
Tell us your budget and situation — we'll calculate your exact savings, free of charge.
Matrix Realty agents are standing by — free consultation, no obligation.
Get My Free Consultation 📱 Call 416-904-6627